Rates & Fees
Home Loans Rates Table

Effective 8th April 2009

 

All interest rates quoted are indicative only. Fixed rates are updated weekly and set on the settlement date for each loan.

Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments.

 
ProductInterest rateComparison rate [2]
Basic Variable Rate Loan [1} 5.57 %pa 5.62 %pa
Residential Construction Loan -[1] 5.47 %pa 5.63 %pa
Residential Equity line of credit 5.60 %pan/a
SMSF 6.24 %pa 5.28 %pa
Lo-Doc Home Loan [1] > $500k 4.89 %pa 5.25 %pa
Lo-Doc Line of Credit [1] > $250k 4.99 %pan/a
1 Year Fixed Rate 5.29 %pa 5.28 %pa
2 Year Fixed Rate [1] 6.04 %pa 5.46 %pa
3 Year Fixed Rate [1] 6.79 %pa 5.77 %pa
4 Year fixed Rate [1] 7.29 %pa 6.30 %pa
5 Year Fixed Rate [1] 7.09 %pa 6.35 %pa
 

[1] The interest rates quoted above are subject to change without notice. The loan products are provided from a panel of lenders Quay Finance has accreditations with, some of them are listed within this website. Some interest rates quoted above are subject to loan amount and loan to valuation policies of the relative lenders, which will be explained in detail during the loan assessment process.
[2] Comparison rates calculated are done by the respective lenders based on the legislation model each bank has adopted, which varies from lender to lender. Quay Finance will provide Comparison Rate tables on request relative to the products listed in the above rates table.